I am here to help your financial needs. I have worked as a VP in lending for the past 12 years and have decided to take my knowledge of banking operations and use them for my local community. I know how to get loans through the banking process without the pain you may have experienced in the past. In addition, I have held N.A.S.D. (National Association of Securities Dealers) and California Life Agent licenses in the past, so I can see the big financial picture and put you in the loan that best fits your financial needs. I take my job seriously and do not carry the overhead of my competitors, which allows me to charge you less for your transaction. I own a mortgage and a real estate company, so whether you are looking to buy, sell or refinance, I am ready to handle all your real estate and mortgage needs.